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Redefining income – dividend requirements suspended
In a rare move, the rules for what constitutes an income fund have been changed. What counts as an income fund? The Investment...


The cost of mortgage holidays
Almost one in five UK mortgage holders have now been granted a payment holiday, it was estimated this week – but people’s experiences of...


Crisis lessons – spotlight falls on social security net
The Covid-19 pandemic has highlighted many aspects of life which had previously gone unnoticed or ignored and found the holes. The full...


Independent Financial Advisers (IFA's) VS Restricted Advisers
If you are receiving advice around investing your money whether in your pension, Individual savings account (ISA) or another investment...


Long live Junior ISAs – RIP Child Trust Funds
2020 sees an old plan mature and its replacement given a boost. Be prepared to feel just a little old: the first Child Trust Funds (CTFs)...


The inheritance tax dog that didn’t bark…
One of the surprises in March’s Budget was that the Chancellor never mentioned inheritance tax (IHT) or expected simplification measures....


Quarter of the unexpected – the markets’ story
The first quarter of 2020 was a traumatic one for investors. 2020 started off well enough. Until the middle of February, most global...


We Are Here To Help
In light of the Covid-19 Coronavirus outbreak, we have a well established continuity plan to ensure that there is minimal disruption to...


Cutting through the noise in volatile markets
The headlines are shouting at investors this week as markets have become volatile due to the uncertainty surrounding the Corona virus. So...


National Savings takes the axe to interest rates
National Savings & Investments (NS&I) has announced interest rate cuts to most of its products. If NS&I did not exist, it is hard to...
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