Almost one in five UK mortgage holders have now been granted a payment holiday, it was estimated this week – but people’s experiences of the process have been very different. Some struggled to get a holiday while others say it was almost too easy. And while for some it will add just a few pounds to their monthly mortgage bill, others say their outlay will rise by a lot more. New information uncovered by MoneySavingExpert.com indicates taking a payment holiday on your mortgage

The Covid-19 pandemic has highlighted many aspects of life which had previously gone unnoticed or ignored and found the holes. The full extent to which supply chains are global is an obvious example. Our reliance on internet connections and their surprising robustness when the world turned to Netflix and Zoom is another. Of crucial importance to many people, that governments around the world latched onto quickly, was the need to bolster the poor protection provided by their s

If you are receiving advice around investing your money whether in your pension, Individual savings account (ISA) or another investment avenue; you need to understand the difference between an independent and restricted adviser, and how this can affect the advice given. Several advisers will be restricted, offering advice on a limited selection of products and/or providers. An independent financial adviser will rigorously assess all products and/or providers to offer a full r