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National Living Wage set to outpace new state pension
The National Living Wage (NLW) rises by over 6% in April. The 6.2% increase to £8.72 an hour equates to £15,870 a year based on a 35-hour...


Has the budget date changes?
Last week Sajid Javid shocked Westminster by quitting as chancellor in the middle of Boris Johnson's cabinet reshuffle. Mr Javid...


A Budget Day… at last
In early January Chancellor announced a new Budget date: 11 March 2020. This could be a significant Budget. Traditionally, the first...


The demise of Trusts has been overstated
There has been much written in the media of late saying that the future of Trusts is in question with the advent of a new requirement...


Venture capital trusts continue to attract investors
The latest statistics from HMRC show the inflows to venture capital trusts (VCTs) have more than doubled since 2009/10. At the end of...


No More Help-to-Buy ISA
What is left to help first time buyers take their first step on the property ladder? At the start of December, the Help-to-Buy ISA was...


Advertisements offering 8%+ yields on property-backed bonds, Banned!!!
The Financial Conduct Authority has announced a temporary ban on the promotion of most ‘mini-bonds’. Have you ever been tempted by those...


Time to start your year-end tax planning
The deferral of the Autumn Budget, originally due on 6 November 2019, created several problems. It meant that the political parties went...


Making a difference at Christmas
Since December 2010, instead of sending our clients traditional Christmas cards, Bluecoat Wealth Management has sent electronic greetings...


Starting early for tax year end investments
Venture Capital Trusts have started their fundraising for 2019/20. There was a time when tax year end planning didn’t begin until well...
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