Nearly 80% of people using pension freedoms to manage their retirement income, face a potential financial crisis if they have not set up a Lasting Power of Attorney (LPA). According to research by Zurich, more than 345,000 retirees using income drawdown to fund their retirement, have not yet given a family member or friend the legal authority to make decisions on their behalf, if they no longer can. Flexi Access Drawdown is becoming ever more popular following the Pension Fre