FAQs

We remove the initial fee for clients who choose our ongoing financial planning service. This means you can access expert, Chartered guidance from day one without paying upfront – something most planners still require. You can view our full breakdown, including relevant examples, on this page.

Firstly, check that your financial planner is regulated and authorised by the FCA. To find out if a planner is regulated, search the FCA register here: https://register.fca.org.uk/.

Bluecoat is regulated by the Financial Conduct Authority. If you deal with a firm that is not regulated, you may not be covered by the Financial Ombudsman Service or Financial Services Compensation Scheme if things go wrong.

Bluecoat is a member of Best Practice, the only Chartered IFA network. Best Practice monitor processes, advice, compliance with FCA regulations, and provide Bluecoat’s PI Insurance.

A qualified, experienced, and regulated financial planner will be able to connect all of the financial dots in order to provide you with an overall plan to meet your financial goals. As an independent financial advisory firm, Bluecoat researches the whole market to include the most suitable products within your financial plan.

Our no initial fees arrangement, along with our overall fee structure, is explained during the complimentary Discovery Call at the start of your financial journey. If you would like further information, please contact us.

Bluecoat embraces technology including our client portal and back office systems, allowing us to spend more time focusing on clients. Although technology is improving and integrated into our firm, we believe that empathy, listening skills, and understanding will always remain essential qualities for advisers. Our firm is focused on the human touch while embracing the right technology.

We are a firm of Chartered Financial Planners, a status granted to us by the Chartered Insurance Institute. Only firms that adhere to the highest professional standards are awarded this title.

Please use the ‘Contact Us’ selection below. You can either call, email, or fill out the form.

All of your personal information and any information discussed during our meetings are held in the strictest confidence. Please refer to our privacy policy for more information.